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being pushed off cobra

can a company try to talk you out of cobra? my father has been paying for cobra through his company, and dealing with cancer. the company now is trying to push him on Obama care, calling multiple times a week, stressing him physically with worry they'll kick him off. Can the company legally try to persuade him to drop his cobra?
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  • There are only a handful of reasons that will cause COBRA to end before the maximum length of coverage allowed. An employer cannot make a former employee on COBRA take other coverage outside of one of the following occurring:

    1) The former employee fails to pay their COBRA premium on time
    2) The employer ceases to offer the group health plan (to active employees and people on COBRA)
    3) The former employee obtains other health coverage
    4) Medicare Entitlement (rare)
    5) If the former employee is on the Social Security Disability Extension and they are found to not be disabled
    6) Termination for cause (submitting fraudulent claims, for example)

    Outside of those reasons listed an employer cannot force father off of COBRA before the end of the maximum coverage period.
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  • Thank you so much for your response. None of these apply to him. I'm assuming he's just costing them money. How is it even legal for them to call and suggest Obama care plans, with price quotes, to him? Isn't his health care private?
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  • It is a fine line. He might have better options somewhere else so I see why they would want him to at least look. If you are concerned about what they are doing I'd suggest talking with an attorney (as I am not one, though I pretend to be sometimes). =) Telling them you are doing that should stop them from calling/emailing any more.
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